Refinance Advisor

General Information

Property State:

  Select One AL AR AK AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VI VT VA WA WI WV WY GU PR

 

Type of Home:

  Select One Single Family Multi-Family Townhouse Condominium

 

Your Credit Profile:

  Select One Excellent Good Fair Poor Unsure

 

 

 

Step 2: Needs Assessment

Your reason for refinancing is?

  Select One Lower my monthly payments Get a lower interest rate Change the terms of my loan Cash out Home equity line of credit Reverse mortgage Other

 

Mortgage(s) you are refinancing?

  Select One Existing first mortgage only First and second mortgages

 

Estimate your current interest rate:

  Select One Less than 2.00% 2.00% 2.25% 2.50% 2.75% 3.00% 3.25% 3.50% 3.75% 4.00% 4.25% 4.50% 4.75% 5.00% 5.25% 5.50% 5.75% 6.00% 6.25% 6.50% 6.75% 7.00% 7.25% 7.50% 7.75% 8.00% 8.25% 8.50% 8.75% 9.00% 9.25% 9.50% 9.75% 10.00% 10.25% 10.50% 10.75% 11.00% 11.25% 11.50% 11.75% 12.00%+ Not Sure

 

What is your current loan program?

  Select One Fixed Adjustable Option Other Not Sure

 

Estimate the current value of your property:

  Select One Less than $100,000 $100,001 - $110,000 $110,001 - $120,000 $120,001 - $130,000 $130,001 - $140,000 $140,001 - $150,000 $150,001 - $160,000 $160,001 - $170,000 $170,001 - $180,000 $180,001 - $190,000 $190,001 - $200,000 $200,001 - $210,000 $210,001 - $220,000 $220,001 - $230,000 $230,001 - $240,000 $240,001 - $250,000 $250,001 - $275,000 $275,001 - $300,000 $300,001 - $325,000 $325,001 - $350,000 $350,001 - $375,000 $375,001 - $400,000 $400,001 - $425,000 $425,001 - $450,000 $450,001 - $475,000 $475,001 - $500,000 $525,001 - $550,000 $550,001 - $575,000 $575,001 - $600,000 $600,001 - $625,000 $625,001 - $650,000 $650,001 - $675,000 $675,001 - $700,000 $700,001 - $725,000 $725,001 - $750,000 $750,001 - $775,000 $775,001 - $800,000 $800,001 - $825,000 $825,001 - $850,000 $850,001 - $875,000 $875,001 - $900,000 $900,001 - $925,000 $925,001 - $950,000 $950,001 - $975,000 $975,001 - $1,000,000 $1,000,001 - $1,100,000 $1,100,001 - $1,200,000 $1,200,001 - $1,300,000 $1,300,001 - $1,400,000 $1,400,001 - $1,500,000 $1,500,000+

 

Estimate your current loan balance:

  Select One Less than $100,000 $100,001 - $110,000 $110,001 - $120,000 $120,001 - $130,000 $130,001 - $140,000 $140,001 - $150,000 $150,001 - $160,000 $160,001 - $170,000 $170,001 - $180,000 $180,001 - $190,000 $190,001 - $200,000 $200,001 - $210,000 $210,001 - $220,000 $220,001 - $230,000 $230,001 - $240,000 $240,001 - $250,000 $250,001 - $275,000 $275,001 - $300,000 $300,001 - $325,000 $325,001 - $350,000 $350,001 - $375,000 $375,001 - $400,000 $400,001 - $425,000 $425,001 - $450,000 $450,001 - $475,000 $475,001 - $500,000 $525,001 - $550,000 $550,001 - $575,000 $575,001 - $600,000 $600,001 - $625,000 $625,001 - $650,000 $650,001 - $675,000 $675,001 - $700,000 $700,001 - $725,000 $725,001 - $750,000 $750,001 - $775,000 $775,001 - $800,000 $800,001 - $825,000 $825,001 - $850,000 $850,001 - $875,000 $875,001 - $900,000 $900,001 - $925,000 $925,001 - $950,000 $950,001 - $975,000 $975,001 - $1,000,000 $1,000,001 - $1,100,000 $1,100,001 - $1,200,000 $1,200,001 - $1,300,000 $1,300,001 - $1,400,000 $1,400,001 - $1,500,000 $1,500,000+

 

How long do you plan on keeping the property?

  Select One Less than a year 1 - 5 years 6 - 10 years 11 - 15 years 16 - 20 years 21 - 25 years 26 - 30 years 30+ years

 

 

 

Step 3: Borrower Information

Are you the primary borrower?

 

• Yes
• No

 

Is there a co-borrower?

 

• Yes
• No

 

What is the employment status of the primary borrower?

  Select One Full Time Part Time Self-Employed Student Retired Other

 

Estimate your average monthly income:

  Select One Less than $1,000 $1,001 - $2,000 $2,001 - $3,000 $3,001 - $5,000 $5,001 - $7,000 $7,001 - $10,000 $10,001 - $12,500 $12,501 - $16,000 $16,001 - $20,000 $20,001 - $25,000 $25,001 - $30,000 $30,000+

 

Estimate your average monthly expenses:

  Select One Less than $1,000 $1,001 - $2,000 $2,001 - $3,000 $3,001 - $5,000 $5,001 - $7,000 $7,001 - $10,000 $10,001 - $12,500 $12,501 - $16,000 $16,001 - $20,000 $20,001 - $25,000 $25,001 - $30,000 $30,000+

 

Do you know your credit score?

 

• Yes
• No

 

Has the primary or co-borrower filed for bankruptcy in the last seven years?

 

• Yes
• No

 

 

 

Step 4: Get Your Results

First Name:

 

 

Last Name:

 

 

Email:

 

 

Phone Number:

 

 

 

 

Any information you share with us is secure. It will not be sold or reused.

 

*Each individual situation varies. Examples do not include taxes and insurance in payment-only PI. Rates are based on a 5.25% 30 year fixed rate on a loan amount of $400,000 (apr 5.669%). Rates on the 40 Year are based on a 5/1 ARM @ 4.5% (apr 4.996%) with a 1 year pre-pay. 2/6 caps tied to the T-bill. Each loan has 1% origination fee and other fees associated. Check with your lender for exact fees. Rates, fees, guidelines subject to change without notice. Above examples based on a 70% Loan to value, a credit score of 720+, stable and verifiable income and an acceptable appraisal to the lender. Other fees may apply. All debt may not be paid off should any underwriting factors adversely affect the clients loan application or should the property's valuation result in a less than 70% LTV. This is not a commitment to lend. See main page disclaimer for further details. Submitting information for a purchase does not guarantee a pre-Approval. Same conditions above may apply as well as downpayment, sale of your current residence and other factors. Formal underwriting approval is required.